REPORT: EMAIL SPAM, STOCK PICKERS, BANK FAILURES, ETC.

Stock Scams:
Doublingstocks.com is a huge scam I was told, so I did research. There are plenty of sites online that say the software doesn't compute anything and they are just another newsletter charging fees to recommend stocks they are paid to recommend. I do know that their bot has never recommended anything, even on the newsletter end of things. I did research on their stock picks and even they are scams: such as RUDY 45 (Pink Sheets: RDYF)
and MYECheck Inc. (OTC BB: MYEC.OB) whose profit statements were unaudited... (Rudy 45 recieved a temporary suspension in July 2006 by the SIPC (FINRA and the SIPC don't make recommendations so no stock is ever promoted by them just because it's on file with them; suspended because they didn't meet the minimum standards of outside audits at that time.)

They may be ligit but they are definutely speculative and I could "speculate" that they are only getting by due to stock letter picks (as the stock did not climb after the picks were announced even in the newsletter, but prevented them from hitting rock bottom).
That makes 3:3 of everything I've looked into appear to be %100 scamalicious in a scam chain of scam chains.

...and MyECheck Inc linked to PayDay.com, well we all know a certain celebrity who lost it all to them. Any payday advances is always a bad idea due to the outrageous interest charges and their services marked to the lower income demographic in innercity neighborhoods.
...besides most online offers for free anything being major scambots to sell your info even if you didn't click on "yes" and then every tech school and college that advertises is calling your private, do not call list, unlisted number even when you have all the degrees you ever wanted already and don't want a PhD in psychology or medical processing, lab technician academies and online MBAs...

Email Spam-bots:
And when will they fix programs to make the "spam" and "junk" and "block" flagging addresses stay in the spam box or prevent emails from being sent??? I will buy stock in that company (Hotmail and Yahoo email programs being particularly bad with Google being actually pretty good-- Oh yeah, I do own Google stock : ) Microsoft blocks the message itself so you unblock it to see a message in order to see if you want to block it and you have then given them the OK before you made a decision... It's OK but needs improvement. Yes, I have 5 email accounts wait 6 or 7 for every purpose. 2 for those I that are questionable and will spam and sell my info and 2 for buisiness and 2 personal and 1 I never use since it's attached to a subscription that I may drop (if I never use it in the 1st place then I save myself the hassle).

Stockpickers cont...
Doubling Stocks also states they have "special agreements" with brokers for 50% in special accounts set up. This offer, besides being no longer valid by Sharebuilder, is not a special deal they arranged, but was open to anyone via Sharebuilder as I saw it way before I saw the DS offer. DS says not to tell your friends and family about the SB offer but SB in their offer states the entire purpose of their offer (was) to encourage friends and family to join. The good news is DS does give refunds.

Web banking, MM's & Bank Failures:
I do like Sharebuilder as the easiest webdesign to navigate, customer service is super, great design and I love orange and ING as well; though unless you have big bucks and knowledge, then going through a financial advisor such as myself is a much cheaper way to go in the long and short run, and the returns are much better even after any fees (at least with me) rather than buying, selling and monitoring the markets 24/7 of individual stock picks on your own. I say this out of experience and not sleeping at night because of the research it entailed... (Now that I am in the industry I have access to info that the average investor doesn't, as well as work with other top money managers in the world-- and it doesn't take big bucks to sit down with a financial advisor, in fact we don't even charge a fee.)

To be fair, Ameritrade has better by-the-minute stock info but their money market rates are to cry over (2% down to .02% last I checked).

E*Trade is harder to set up (you must fax in your first born son)--really it's very confusing until you call them, and even then things are a big cryptic in their attempt to encrypt... and protect your data and please Homeland Security (which the entire financial industry must do at this point: to reverse track money laundering schemes used by alleged terrorist circles.)

Onbank is the most difficult website I've ever used and still can'd see via their site how to fund the account once it's open (good mm rates but not good if can't use them)-- not that mm's are so good. They all suck right now. Paypal's as well hit 1. something % last I checked.
That's why 8-9.5% to even 15% return is a great reason to see a financial advisor and avoid the banks and govt bonds with FDIC and the gov't allegedly on the verge of bankruptcy (this would take another crisis or a small string of a few banks going bankrupt with Bersterns being 5% of gov't revenues plus the WAMU & insurance writedowns & bailouts).